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Early education changes everything. We make it affordable.




 

BrightStart helps families finance preschool and daycare by spreading tuition costs over time through flexible loan options, offered through our lending partner, Climb Credit.

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At BrightStart, our mission is to make high-quality early childhood education accessible to every family, regardless of income.
We help parents afford daycare and preschool by providing simple, affordable financing options that reduce stress, ease monthly budgets, and ensure every child gets the strong start they deserve.

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Challenges Facing Families Today

The cost of childcare in the U.S. can exceed college tuition, leaving many families in dire situations.

Limited Options

High-quality early education programs are often out of reach due to high costs and limited public funding. For many families, it's a choice between affordability and quality — and that’s not really a choice at all.

Rising Childcare Costs

Childcare now rivals mortgage payments in many areas, with full-time childcare costing families $10,000–$20,000+ per year. These costs hit working families the hardest, creating difficult trade-offs.

Upfront Tuition Requirements

Many childcare centers require large deposits or multi-month tuition payments up front — before a child ever steps into the classroom. This creates a financial barrier, even for families who can manage monthly payments.

Financial Stress During a Critical Life Stage

Families with young children already face rising costs for housing, healthcare, and basic needs — all while earning less during early-career years. The added burden of preschool tuition often leads to debt, delayed care, or having to leave the workforce.

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Brightstart does not endorse loans originated by Climb Investco, LLC, and Climb Investco, LLC is not affiliated with any school. Climb Investco, LLC is the loan distributor, not Brightstart.

© 2026 BrightStart

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